Debt Funds

Independent research and education on debt mutual funds in India. Debt funds invest in government securities, corporate bonds, treasury bills and money market instruments, and are commonly used for stability, short-term parking of money and portfolio balance. SEBI recognises many types, including overnight, liquid, ultra short, money market, short duration, corporate bond, banking and PSU, dynamic bond, gilt and credit risk funds, and each carries a different mix of interest rate risk, credit risk and liquidity risk. Our coverage explains how to compare them on duration, portfolio credit quality, yield to maturity, expense ratio and fit with your time horizon