ELSS & Tax Saving Fund

Independent research and education on ELSS (Equity Linked Savings Scheme) and tax saving mutual funds in India. ELSS funds invest at least 80% of their assets in equities and carry a mandatory three-year lock-in, the shortest among popular tax saving options. Investments qualify for a deduction of up to ₹1.5 lakh a year, but only under the old tax regime. Our coverage explains how to compare ELSS funds on rolling returns, consistency, expense ratio, portfolio quality and fund manager track record. We also cover how SIP instalments are locked in individually, how gains are taxed on redemption, and whether ELSS still makes sense if you have moved to the new tax regime