Liquid Funds

Independent research and education on liquid mutual funds in India. Liquid funds invest in debt and money market instruments with a maturity of up to 91 days, such as treasury bills, commercial paper and certificates of deposit. They are commonly used to park surplus cash, build an emergency fund buffer, or hold money before moving it into equity through a systematic transfer plan (STP). Our coverage explains how to compare liquid funds on portfolio credit quality, average maturity, yield, expense ratio, exit load, redemption speed and fund house track record, and how they differ from overnight funds, ultra short funds and savings accounts